A basic variable home loan usually has a discounted interest rate and in some cases can have more fees than the standard variable rate.
A standard variable rate is generally higher because of the additional options that apply to the loan.
Some lenders have basic variable home loans that do cover most of the options without the additional fees. We can help you identify what you need and the loan with the lender that offers this.
Listed below are some of the options that are available with different lenders
Redraw
Offset
account
Direct Debit
Salary Credit
Internet
Banking
Split loan
Additional
Repayments
Construction
Parental Leave
Repayment
Holiday
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